We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We provide non-bank loans to individuals and businesses across the country. We provide cash loans in amounts ranging from CZK 5,000 to CZK 70,000.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Compulsory liability insurance online. We offer comparison and online conclusion of compulsory liability, accident and travel insurance, property insurance and other insurance products. We arrange accident, life and sickness insurance.

Our goal is to make funds available when you need them. No matter what you need it for. We'll help you get the money through a short, simple, secure online application. We value your time, which is why we offer only fair, easy and fast solutions.