We are independent advisors working for clients, not for banks or non-bank institutions. We will select the most suitable mortgage or consumer loan from banks and non-banks. We will consolidate your loans and credits, reduce your repayments. We will save your property from bailiffs. We can help with personal bankruptcy.

We are a bank with a long tradition on the Czech market. Our aim has always been to teach people how to manage and provide them with access to prosperity. We provide our services to individuals, small and medium-sized enterprises, cities and municipalities. We won gold in the prestigious Czech competition Best Bank of the Year 2018.

We provide loans without a guarantor up to CZK 130,000 with a repayment period of up to 3 years. A Provident loan is a non-bank consumer loan with no hidden fees, where you know in advance how much you will pay.