We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We deal with the professional processing of bankruptcy petitions and have a 100% success rate in personal bankruptcy. We help people in a difficult financial situation to stop property auctions and debt recovery not only by bailiffs, thus protecting their assets. We also offer free consultations.

We will provide you with a loan from 100k to 3 million, with a repayment term of up to 20 years for housing related purposes, consolidation of existing debts, foreclosure payoff or for anything non-purposeful. We offer fast processing, transparent negotiations and favorable interest. We lend to employees and businesses across the country.

At our offices, we have long been providing comparison, negotiation and service of all insurance: compulsory liability, motor breakdown, house, home, household, business and liability insurance. Personal accident and sickness insurance. We provide a replacement vehicle for the injured party free of charge.