We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.

We offer comprehensive financial advice with a human touch. We focus on investments, mortgages and insurance to help you achieve your goals. Together, we'll create a plan that ensures a stable income and a peaceful future. Our priority is education and long-term relationships with our clients.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Loans secured by real estate are a great way to get a low interest rate and keep your monthly payments low. The collateral provides security for the lender, and secured loans are advantageous loans with long repayment terms. The client’s real estate or that of a third party can be used as collateral.

We deal with the professional processing of bankruptcy petitions and have a 100% success rate in personal bankruptcy. We help people in a difficult financial situation to stop property auctions and debt recovery not only by bailiffs, thus protecting their assets. We also offer free consultations.

We are an online comparator of all types of insurance, energy, mortgages and loans. Thanks to our own unique technologies, we are the only true online life insurance comparator. On our website and mobile app you can arrange car insurance, property insurance or even electricity and gas insurance completely online.