We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We have been solving the needs of businesses and companies related to foreign payments and foreign exchange services since 1996. We are here for importers and exporters when they need to buy or sell foreign currency at a bargain, speed up and cheapen foreign payments, or hedge against foreign exchange risk.

We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.

We are a German savings bank, member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, retirement savings with German state contribution, investments, real estate in Germany.

Real estate services. Your property will be in good hands. I will make sure that the buyers see it in a good light. Video inspections, 3D floor plan, professional photos, home staging and subsequent social media promotion are my standard. I have been in the financial services industry since 2008.

We offer real estate agency services. We mediate the rent and sale of flats, family houses, farms, land and recreational facilities. We provide professional assistance in obtaining mortgages, loans, investments and offer consulting services. We provide legal services, estimates for inheritance proceedings, etc.

Chartered investment consultancy. Our remuneration is mostly from profits. If you have sold a business or have units, tens or hundreds of millions of crowns to invest. Our clients are business owners, senior executives or it professionals who don't have time to worry about their money.

If you are worried about long invoice payments, with us you will get the money in your account immediately. In addition, we offer customer screening, we insure your invoices and we are available around the clock.

Our work starts with real estate, but it doesn't stop there. We help people manage their assets and finances so they can focus on what really matters to them - themselves, their family and their freedom. Our service is especially valued by property owners and those working towards financial independence.

I advise on credit financing and mortgages, including the purchase and sale of real estate, savings and investments, life and non-life insurance and retirement security.