We provide business and consumer loans from CZK 200 000 with real estate guarantee.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We help clients with financial planning and real estate. Our portfolio includes retail clients as well as businesses and sole traders. We most often handle mortgages, various insurance, investments, employee benefits, and operating and investment financing for businesses.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small and medium-sized businesses, employees, legal protection, property and citizens, industry and entrepreneurs, liability or municipal insurance program.