We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We are a full-service real estate and financial advisory agency providing a comprehensive service for the sale, purchase and lease of residential and commercial real estate in the Czech Republic. By combining real estate and finance, we offer superior care, time savings and the certainty of making the right decisions - all handled efficiently and in one place.

We offer full real estate agency services. We provide buying, selling real estate, mortgages, through the company JURIS REAL Dražby, a. s. for several years the operator of the portal where electronic involuntary auctions and voluntary auctions are realized.

We offer a wide range of insurance products for individuals and businesses - auto insurance, property insurance, life insurance, travel insurance, pension products and insurance for industry and individual risks. You can arrange insurance at our branches, with our advisors, by phone or online via the internet.

We provide non-bank online sms loans and fast payday loans. You can have up to CZK 30,000 in 10 minutes, from the comfort of your home and without unnecessary paperwork. We are licensed by the Czech National Bank.