With us you can borrow money directly from people with interest rates as low as 3.99%. You can arrange your entire loan request in minutes and you don't even have to go anywhere. All you need is the internet. You set the repayment amount yourself and you can repay the entire loan early at any time for free.

Our work starts with real estate, but it doesn't stop there. We help people manage their assets and finances so they can focus on what really matters to them - themselves, their family and their freedom. Our service is especially valued by property owners and those working towards financial independence.

We are a German savings bank, a member of a strong financial group of German savings banks. We offer German banking products for cross-border employees (pendlers) or companies. Among others, mortgages for real estate in the Czech Republic, savings with German state contribution, investments. ATM is not available here.