You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

We are a family company with a tradition and experience in the field for over 20 years. We offer car, home, apartment and household insurance for citizens. For small and large businesses we create risk maps and insurance for any line of business. We also help with claims handling.

At our offices, we have long been providing comparison, arrangement and servicing of all insurance: compulsory liability insurance, accident insurance for vehicles, insurance for houses, flats, households, entrepreneurs and liability. We will arrange a replacement vehicle for the injured party free of charge.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.