We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.

We provide free debt counselling, In the last 7 years we have helped more than 95,000 people to solve their debt problems, of which over 11,000 have solved their situation by means of debt relief under the Insolvency Act. Anyone can contact us, no matter where you are from.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

We provide telecommunication services for homes and businesses. We offer mobile tariffs, landline calls, ADSL and mobile internet, data services and digital TV programmes. You can also purchase mobile phones, modems and other equipment. We provide warranty and after-sales service.

We offer insurance for individuals, businesses and large corporations. We provide insurance for people, vehicles, small businesses, employees, legal protection, property and citizens, industry and business, liability or municipal insurance program. We provide assistance services.