We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

You can deal with all matters related to the consumption of natural gas and electricity with us. In addition, you can get home insurance, assistance services, gas appliance servicing and other interesting services. It is possible to make an appointment via the online system.

We are a mobile operator and provider of telecommunications services to individuals, households and businesses. We sell mobile phones, provide internet access and digital TV broadcasting. Mobile phones and other services can be purchased from a wide network of stores across the country.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.

Through our portal you have the opportunity to compare and take out insurance online. At the same time we offer you a comparison of different products, not only by price but also by quality. We compare for you compulsory liability insurance, accident insurance, travel insurance and home insurance.

We are an online comparator of all types of insurance, energy, mortgages and loans. Thanks to our own unique technologies, we are the only true online life insurance comparator. On our website and mobile app you can arrange car insurance, property insurance or even electricity and gas insurance completely online.