We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Insurance broker offering property, liability, casualty, life insurance, compulsory liability, for business, farmers, municipalities, citizens. We will prepare a quote for you from several insurers. We assist in the liquidation of an insurance claim.

Agent with permission to compare. If you're looking for a good deal on car insurance, home insurance or travel insurance, we'll compare everything independently and without obligation and offer you what's really good for you.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.