We are the key to your housing dreams. We believe that every property has a story, and we are ready to write its next chapter together with you. Our experience, enthusiasm and human touch will ensure that your wishes become a reality. Your trust is our commitment, your success our joy.

The company has a 25-year history of investing in real estate. It offers bonds with yields of up to 9%. Its investment portfolio includes EFI Hotels, EFI Brewery, office buildings, and residential properties. The real estate agency also offers its services to you. The insurance services division will help you purchase insurance.

At our offices, we have long been providing comparison, negotiation and service of all insurance: compulsory liability, motor breakdown, house, home, household, business and liability insurance. Personal accident and sickness insurance. We provide a replacement vehicle for the injured party free of charge.

We offer non-bank loans to individuals, entrepreneurs and sole traders up to CZK 250,000. Personal and business loans can be arranged from the comfort of your home or at our branches. You can arrange a Razdva loan from your mobile phone within 12 minutes of approval. We do not need to know the reason for the loan and we also offer the possibility of merging loans.

Compare insurance quotes. We arrange travel insurance, compulsory liability, accident and life insurance. We specialize in insuring tractor trailers, trucks and buses. We also insure cargo - road carrier liability, single family homes, businesses and more.

We specialize in insurance that people and businesses can arrange online or in person. We offer a wide range of insurance products from travel insurance including cancellation fees to comprehensive car, property, home, liability and dog, cat and horse insurance.